Net Worth Map® will quickly evaluate your current financial plan trajectory and then help you build a goal-oriented financial road-map, from now through the final settlement of your estate, by optimizing your investment and spending plans for the best probability of success.
Net Worth Map® is a state-of-the-art financial planning software package designed to replace the expensive, in-person financial adviser who dispenses the same boilerplate "plan" to all of his clients. It enables you to easily develop your own financial plan and then adjust it in minutes whenever you experience unanticipated life changes. Net Worth Map® finally answers the questions that perplex millions in the middle of the night: Am I on track to meet my financial goals? How much money do I need to fund my retirement? When can I retire? What could a job loss or illness do to my plans? Can I afford that big purchase while in retirement?
How Do I Start?
1. Download the FREE Net Worth Map® software
2. Enter data about yourself, your savings, income, and expenses. (Please refer to Page 1 of the "Screen Shots" tab to see the required input data.) This is the same data that any good financial planner would require of you to build a customized plan. The difference is that any data you enter into Net Worth Map® resides ONLY on your hard drive. Nothing is shared, uploaded to the "cloud", or accessable to us or any other third party.
3. Review your results. Net Worth Map® gives you a probabilistic forecast of your net worth by year of age going forward and grades the results for safety that you will have enough money to last through your retirement.
4. You can easily change your investment types and amounts, expenditures, and future income assumptions to see what is required to achieve your financial goals with an acceptable margin of safety by repeating steps 2 and 3.
How It Works
Net Worth Map® explicitly considers factors over which you have considerable control (your spending) partial control (your income) and little or no control (your investment returns, taxes, inflation, and interest rates) in order to give you a probabilistic forecast of your future net worth by year. Net Worth Map® gently teaches you how to better manage your money, make smarter investment choices, understand risks and variability in the market economy, and prepare yourself for the uncertain future.